Estate Planning
Hall Wealth Management Group · Estate Planning
Your kids shouldn't have to
fight for what's yours.
Most families leave estate planning until it's too late — and the result is heartbreak, legal battles, and money lost to taxes that didn't have to go anywhere. We make sure none of that happens to you.
Without a proper estate plan, the government decides where your money goes.
Not your spouse. Not your children. A court. A judge. Strangers. If you don't have an updated plan, this isn't a hypothetical — it's the law.
67%
of Americans have no will or estate plan
40%
of an estate can be lost to taxes without proper planning
18mo
average time probate takes — while your family waits
$0
what your family receives while stuck in probate court
The Hidden Gaps What your current advisor probably hasn't told you
Estate planning isn't just writing a will. These are the gaps that silently destroy family wealth — and most advisors never bring them up.
Your home might go through probate anyway
Titling your house wrong — even with a will — means your family could wait 18+ months to access it. We fix this before it becomes a crisis.
Beneficiary forms override your will
Your 401(k) and life insurance go to whoever is listed on the form — even an ex-spouse. We audit every account so your intentions are honored.
No one has legal authority if you're incapacitated
Without a Power of Attorney, your family can't pay your bills or make medical decisions. Courts will appoint a guardian — not necessarily who you'd choose.
Your heirs could lose up to 40% in estate taxes
With the right trusts in place, much of this is completely avoidable. Without planning, that money goes to the IRS instead of your family.
Minor children can't legally receive assets directly
If something happens to you, the court controls your children's inheritance until age 18 — then hands it over in one lump sum. A trust prevents this.
Your plan is outdated
Laws change. Life changes. A plan from 10 years ago may actually hurt your family more than help. When did you last review yours?
Our Approach What a real estate plan actually includesprobably hasn't told you
This is what we do. Not next year. Not someday. We build this with you in a structured, manageable process.
01
Full Estate Audit
We start by reviewing everything you already have — your accounts, titling, beneficiary designations, existing documents — so we know exactly where the gaps are before we build anything new.
02
Trust Strategy & Design
Revocable trusts, irrevocable trusts, charitable trusts — we match the right structure to your goals. You don't need to know the difference. That's what we're here for.
03
Beneficiary & Titling Alignment
We coordinate with your attorney to ensure every account, every property, every policy is titled correctly and beneficiaries are aligned with your actual wishes.
04
Legacy & Values Planning
Money is only part of your legacy. We help you think through the message, values, and story you want to leave behind — and build it into your plan in a meaningful way.
05
Annual Plan Reviews
Tax laws change. Families change. We review your estate plan every year to make sure it still works the way you intended.
Your family deserves more than good intentions.
A 30-minute call costs you nothing. An unprotected estate could cost your family everything. Let's start the conversation today.
LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial.